A practical comparison of property management software for Morocco. Kassaba is the only platform built around Loi 18-00 and Décret 2.23.700, designed for Moroccan law, and free during open beta.
Trusted by volunteer and professional syndics in Casablanca, Marrakech, Rabat, Tangier and across Morocco.
Built for Moroccan law, not adapted from a European tool.
Most syndic software available in Morocco today is adapted from European products that don't account for the specifics of Moroccan law. Kassaba is the only property management platform developed in Morocco, by Moroccans, for Moroccan syndics. It natively integrates Loi 18-00, Décret 2.23.700, and every accounting obligation specific to Moroccan co-ownership buildings.
All 12 accounting annexes generated automatically based on your building's size. Small (≤ 200,000 MAD), medium or large: Kassaba applies the right format without you having to choose.
Unpaid charges are the #1 headache for syndics in Morocco. Kassaba sends automatic reminders by email, SMS or WhatsApp. You don't need to chase each owner one by one.
Every co-owner sees their balance, charge notices, and documents from their phone. Fewer calls to the syndic, fewer disputes, more transparency.
Many Moroccan co-owners live abroad in France, Belgium, the Netherlands, Spain, the UK, or North America. Kassaba lets them track charges from anywhere, in their own language.
You don't need to be an accountant. The interface is built for volunteer syndics managing their own building. Annexes auto-populate from your everyday data entry.
No credit card required. Create your account, invite your co-owners, and start managing your building right away. You pay nothing during the beta phase.
Most syndics in Morocco still run their building on Excel sheets and WhatsApp groups. Others use software designed for the French or European market. Here's an honest comparison to help you pick the right tool.
| Criterion | Excel + WhatsApp | Generic software | Kassaba |
|---|---|---|---|
| Décret 2.23.700 compliant | ❌ No | ⚠️ Partial | ✅ Yes, 12 annexes |
| 12 accounting annexes | ❌ Manual (3+ weeks) | ⚠️ Some | ✅ Auto (30 min) |
| Owner reminders | ❌ Manual WhatsApp | ⚠️ Email only | ✅ WhatsApp + Email + SMS |
| Resident portal | ❌ No | ⚠️ Basic | ✅ Full access |
| Built for Moroccan law | ❌ No | ❌ European law | ✅ Loi 18-00 + Décret |
| Multi-building | ⚠️ Separate files | ✅ Yes | ✅ Yes |
| MRE access from abroad | ❌ Limited | ✅ Yes | ✅ MRE-optimized |
| Price | "Free" (lost hours) | Monthly subscription | ✅ Free (beta) |
The real cost of Excel isn't the software itself, it's the time lost. A syndic preparing Décret 2.23.700 annexes by hand spends at least 3 weeks on it. With Kassaba, the same task takes 30 minutes. For a professional syndic managing several buildings, that's tens of hours saved every month.
Kassaba is in open beta. Every feature is available with no limits, no commitment, and no credit card. Create your account in 2 minutes and start managing your building today.
Free
Open beta, full access
Kassaba covers everything a Moroccan syndic needs, from day-to-day charge management to annual closing. Here are the core features of our syndic software.
Automatic generation of the 12 annexes of Décret 2.23.700 in 30 minutes. Kassaba detects your building's tier and produces the right documents. PDF export ready to sign.
Read the Décret 2.23.700 guide→Create capital calls, track payments in real time, and spot unpaid charges at a glance. The dashboard shows the collection rate for each building.
Payment reminders go out automatically by WhatsApp, email or SMS based on each owner's preference. No more chasing people one by one.
Prepare the agenda, handle quorum and votes per Loi 18-00, and generate the minutes automatically. The document is shared with every owner immediately.
Every resident accesses their balance, documents and building history from the mobile app. Six languages, with real-time notifications.
Professional syndics manage every building from one account. Each property keeps its own accounting, portal, and settings.
A bird's-eye view across every building: collection rates, balances, expenses, and trends. Export PDF reports for general assemblies.
Data is hosted securely. Each owner only sees their own information. The syndic controls access and permissions.
Legal compliance
Décret 2.23.700, published in Official Bulletin 7391 on March 31, 2025, requires syndics to produce standardized accounting annexes. Most Moroccan syndics still don't know which annexes apply to them. Syndic software built for Morocco removes that complexity and keeps you compliant with no manual effort.
Kassaba automatically detects your tier from the annual charge total and generates the right documents. Export, sign, done. To understand every obligation under the decree, read our full Décret 2.23.700 guide.
Small building
≤ 200,000 MAD
Annexes 10, 13-1, 13-2
Medium building
> 200,000 and < 500,000 MAD
Annexes 10, 11, 12
Large building
≥ 500,000 MAD
Annexes 3 to 10
Loi 18-00
Morocco's co-ownership law (Loi 18-00) sets precise rules: 2-year syndic mandate, assembly quorum, voting thresholds, mandatory separate bank account. Kassaba builds these rules into the platform so you stay on the right side of the law at every step.
Syndic mandate
2 years (Art. 19)
Assembly quorum
Half of co-owners (Art. 18)
Budget / major works
3/4 of votes (Art. 21)
Separate bank account
Required (Art. 26)
Document handover deadline
15 days (Art. 28)
Charge prescription
5 years (Art. 43)
Whether you're a volunteer syndic, a professional, or an MRE managing from abroad, Kassaba adapts to your situation. Here's how our users run their buildings.
Before: Ahmed spends 2 weekends a month on Excel tracking charges for his 24-unit building in Casablanca. He chases unpaid charges one by one over WhatsApp.
After: Kassaba generates capital calls automatically, sends WhatsApp reminders, and produces the Décret 2.23.700 annexes in 30 minutes. Ahmed now spends 2 hours a month on building management.
Syndic management guide →Before: A syndic firm manages 12 buildings with separate Excel files. Annual closing takes 3 full weeks. Owners keep calling to ask about their balance.
After: Every building is centralized in Kassaba. Owners check their balance in the app. Annual closing takes half a day. The collection rate goes up 35% thanks to automatic reminders.
Before:Fatima lives in the Netherlands and owns an apartment in Marrakech. She has zero visibility into her building's charges and depends on neighbors for updates.
After:Through Kassaba's resident portal, Fatima tracks her charges and payments in real time from Amsterdam, in the language she prefers.
Resident app
The syndic invites each owner by email, SMS or WhatsApp. They download the app, set a password, and see their charges, payments and documents from their phone. In French, Arabic, English or whichever language they pick.
A transparent resident portal cuts disputes and calls to the syndic. That's a key advantage of Kassaba over Excel or WhatsApp setups where owners have no visibility into how their building is being run.
Real-time balance
Each owner sees what they owe and what they've paid, no calls to the syndic.
6 languages
French, Arabic, English, Spanish, Dutch and Russian. Useful for buildings with MRE owners.
Multi-channel reminders
Email, SMS, WhatsApp or push notification based on each person's preference.
Invite-only access
Only residents verified by the syndic see building data.

Kassaba is built specifically for Moroccan syndics. It is fully compliant with Décret 2.23.700, automatically generates the 12 regulatory accounting annexes, and includes a multilingual resident portal. The beta version is free with no credit card required.
Yes. Kassaba handles the three tiers of the decree: ≤ 200,000 MAD (Annexes 10, 13-1, 13-2), > 200,000 and < 500,000 MAD (Annexes 10, 11, 12), and ≥ 500,000 MAD (Annexes 3 to 10). The software automatically detects the correct tier based on the building's budget.
Kassaba is free during the open beta. No credit card is required to create an account and start managing your building. You can run an entire building at no cost during the beta period.
Yes. Kassaba works from any country. Many syndics and Moroccans living abroad (MRE) in France, Belgium, the Netherlands, Spain, the UK, the US and Canada use it to manage their Moroccan buildings remotely. Everything is accessible from a browser or the mobile app.
Kassaba was designed with volunteer syndics in mind, people managing their own building without an accounting background. The interface is simple, annexes are generated automatically, and reminders go out without manual work. No training required.
Cost depends on the type of solution. A professional syndic charges annual fees voted at the general assembly. Most commercial syndic software runs on a monthly subscription per building. Kassaba is free during the beta, with full access to every feature, no commitment, and no credit card.
Excel requires you to build every annexe manually, calculate balances by hand, and chase each owner one-by-one over WhatsApp. Syndic software like Kassaba automates the whole process: the 12 annexes of Décret 2.23.700 in 30 minutes, multi-channel reminders sent automatically, and a resident portal with real-time access.
Migrating to Kassaba takes about an hour. Create your account, add your building and owners, then enter existing balances. Kassaba handles charges, reminders, and accounting annexes from there. Most syndics are fully operational the same day.
Yes. Kassaba is available in 6 languages: French, Arabic, English, Spanish, Dutch and Russian. Each co-owner can pick their preferred language. This matters for buildings with international residents or Moroccans living abroad.
Compliant with Décret 2.23.700 and Loi 18-00. Free during beta. No credit card required.
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